Home Lenders of Georgia, LLC
"Making Dreams Come True"
Need a new loan? Overstressed?
Is it possible to get a stress-free home loan? By calling us, you will experience the kindness, professionalism and, most of all, integrity that you deserve. Finding the right house is only half the battle; you also need to find the right company for a mortgage loan. Just as no two houses are alike, no two mortgage loans are alike either. Interest rates and repayment terms are just the beginning. Let us hold your hand and walk you through every aspect of getting a home loan; from getting the lowest interest rates to qualifying you for an affordable mortgage to explaining your closing costs and accompanying you to your closing.
First-Time Home Buyers
First-time home buyer? Take advantage of historically low rates and the government tax credit of $8000. Use your purchase power today! Visit our tab for first-time home buyer class information.
The EASIEST way to get a home loan.
Call and speak with a friendly loan officer today.
770.953.8004
Purchase
We’re Making It Easier for You to Purchase a Home!
Buying a home? You’ve come to the right place! We’ll help you get a home loan that’s perfect for your needs!
Not sure where to start? See how we’ll help you move into your new house!
Refinance
Refinancing your home loan? Our exclusive technology even allows us to close your loan in half the time of most other lenders!
As a first-time home buyer, the first thing you want to do is educate yourself on the entire home buying process from the roles of your home buying team to what you need to do to qualify for a home. The first place to start would be to take a home buying course.
Get Cash From Your Home
Use your home equity to your financial advantage! If you’ve built equity in your home, why not put it to good use with a cash-out refinance from Home Lenders of Georgia? Here are some of the benefits when you choose a cash-out refinance.
-Get money out of your home and use it how you want.
-Make repairs or home improvements and increase the value of your home.
-Pay for college tuition, pay off high-interest credit card debt, or buy a vacation home.
Lower Your Payment
Recent action by the Federal Government to lower mortgage rates has resulted in some of the lowest refinance mortgage rates in recent history. And President Obama’s Loan Modification Plan has made refinancing to a lower mortgage rate and payment easier for millions of Americans. This is one of the best times ever to refinance, so don’t wait! Find out today about loan refinance options that will help you obtain a lower monthly mortgage payment.
Consolidate Your Debt
With mortgage loan rates at their lowest levels in decades, refinancing to consolidate debt has never made more financial sense. Why pay high interest on debt when low rates on a debt consolidation refinance could provide relief and flexibility?
It is time to take control of your financial situation. With Home Lender's of Georgia it's just a phone call away.
Call us _ 770.953.8004
We’re Making It Easier for You to Purchase a Home
Buying a home? You’ve come to the right place! We’ll help you get a home loan that’s perfect for your needs.
Not sure where to start? Call us for the the answers you are looking for. (770) 953-8004
Let us help you with all of your home buying needs.
You're Buying A Vacation Home
We’ll find the right loan to suit your needs.
We have several loan options to help you buy and finance a second home, even with as little as 10% down!
With Home Lenders of Georgia, you’ll get a low rate and payment. We’ll work with you to find the best mortgage for your budget and to meet your goals for your vacation home.
HURRY AND CALL NOW TO TAKE ADVANTAGE OF CURRENT LOW RATES!
RATES WILL NOT STAY THIS LOW FOR LONG...
CALL US NOW
(770) 953-8004
Need a Realtor? Need Insurance? Financial Planning?
Home Lenders of Georgia is proud to partner with industry professionals that take the stress out of the home buying experience.
Call us for a list of our proffesional partners.
770-953-8004
You're Moving And Will Be Buying A Home
A Home Lender's pre-approval gives you more leverage than a buyer without one. The sellers and their agents will know your offer is good because you’re already on your way to approval.
Hud $100 Down Program
When purchasing a HUD home, buyers are eligible for the HUD $100 down payment program if obtaining an FHA loan.
The list of HUD homes available for sale can be found at: www.hudpemco.com
FHA Seller Contributions - 6%
FHA announced this January that they will no longer allow the seller to contribute 6% towards a buyer's closing costs. This new rule will go into effect April 5, 2010. After April 5, 2010, the amount that sellers will be able to contribute will be reduced to 3%. Find a home before April 5th to be eligible to receive 6% in paid closing costs.
Government Tax Credit
The government has extended the 2009 tax credit into 2010. You have until May 1st to have a contract on a purchase home.
First-time home buyers are eligible for a tax credit up to 10% of the purchase price of the home with a maximum pay out of $8000.00. The maximum annual income amount to qualify for this program is $75,000 for an individual. The maximum annual income for a household is $150,000.
Existing homeowners are eligible for a $6500.00 tax credit if they have owned their same residence for the past 5 years and are purchasing a new home.
For more Info on Tax Credit Click Picture Below
Call to speak to a live person
Georgia Dream NSP Program Ends June 30, 2010
Georgia Dream NSP Program
Ends June 30, 2010
The program provides $14,000 to eligible borrowers purchasing foreclosed properties in eligible areas. Funds are disbursed in the form of a second mortgage lien without interest and without monthly payments. The lien is released over a period of five years and six months.
How Can I Become More Educated on the Home Buying Process?
We recommend CCCS of Greater Atlanta. They offer a one day course on the first Saturday of each month for $15.00 per person or per couple. The class is 6 hours taught by a CCCS educator and guest speakers - real estate agents, loan officers, insurance agents, and inspectors. You will get a certificate at the end of class and this course will satisfy the requirements for the down payment assistance programs.
What special programs/tax credits/offers are available for me the first-time home buyer?
Federal Tax Credit - the federal tax credit is currently available for the first-time home buyer up to 10% of the purchase price of the home with a maximum credit of $8000.00. You have until May 1st to find a home.
WE ARE DETERMINED TO GIVE YOU THE PERFECT LOAN FOR YOUR NEW HOME.
Call Home Lenders NOW
What is a homestead tax exemption?
As soon as you close on your home, you will need to go to the tax commissioner's office in the county in which you purchased your property and file a homestead exemption. This exemption will give you a credit and reduce your annual property tax bill. Many of the local counties also have the homestead tax exemption forms on their websites.
Call Us Now!
Tel.: 770-953-8004
Our Address
1355 Terrell Mill Road
Building 1472, Suite 250
Marietta, GA 30067
Email Address
E-mail:
dawn.espinoza_hlgeorgia.com
Contact Us
770-953-8004 ©Home Lenders of Georgia 2010 - Georgia Residential Mortgage Licensee# 19721 - Florida Mortgage Licensee# MBB0708697
