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Who We Are

Our mission is to diligently provide our clients the mortgage product they need because our desire is for the prosperity of ALL families in America.

Home Lenders of Georgia is a company that runs on passion. David and Dawn Muñoz have built a business that prides itself in paying individual attention to every client, in order to help all families in America achieve their home-owning dreams.

Get to Know the Team

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David Muñoz


At just 15 years old, David came to America, the land known for opportunities. While leaving his family behind in Costa Rica was hard, he knew he was meant for more.
David started his mortgage career in 2002 when he began working for a friend of his. Just 2 short years later, he opened his own mortgage company, and Home Lenders of Georgia was born.
Opening his own firm was a big leap for him, but he persevered through any challenges that he came across. David has always had a strong passion for people. He never gave up on himself and knew he could do it no matter what. David believes that everyone should have stability, that families need a place to call home. This belief is what helped shape his company into a business that has a strong drive to help all families in America achieve homeownership. Every experience, hardship, and person he encountered helped shape him into the man he is today.
“There is certainly more for me to learn, more problems to solve, and more to build as I continue to grow Home Lenders of Georgia.”

Dawn Muñoz

Vice President

Dawn began her career in the mortgage industry in 2005, joining her husband who was already working as a mortgage loan officer.  

She previously worked in Corporate America as a VP for a software company, but something was missing.  "When I started in the mortgage industry, I found that sense of reward and accomplishment I was looking for.  I was able to help consumers achieve their dream of homeownership and financial security even in the most difficult circumstances."

Originally from the Northeast, she attended Penn State University for her first two years and then moved to Georgia to finish her education at Oglethorpe University.  She loves numbers and working with people, and she enjoys giving clients financial advice.

She is often asked by many lenders how they can clone her and her staff because not only do they provide excellent service, but they also make friends for life with clients and real estate agents.


Sade Burroughs

Mortgage Loan Originator

Determined, compassionate, and resourceful are some of the best words to describe Sade. She began her career in real estate over ten years ago, and during that time realized the importance of having a loan originator that is knowledgeable and empathetic. Seeing the stress people went through inspired her to switch to the mortgage side of the business. Raised in a family rooted in Military service, Sade has always had a passion for serving others. 
"I love the ability to empower people, spread knowledge, and work alongside families as they conquer financial goals. Everyday provides an opportunity to meet new people and create meaningful relationships, that is why I chose this career."


Art Cruz

Mortgage Loan Originator

Art is a loan originator who strives to help clients find their perfect financing solution. He walks them through the process of buying a home and helping them make the best investment possible, in order to better position them for their future. He loves helping clients obtain their goals of homeownership and takes pride in making sure every client is satisfied.
"I love what I do. Meeting clients and building relationships with other referral partners are what make this job so rewarding. Having the support of my wife and daughter pushes me to do my best every day."


Emily Gadrix

Mortgage Loan Originator

Growing up in Georgia, Emily was raised a Bulldog, and later earned her bachelor's at the University of Georgia.  Being a Loan Originator, Emily has learned the value of integrity, tough grit, and responsibility.
When asked what sets a mortgage broker apart from the rest, Emily responds, "transparency, a sense of obligation, a sense of urgency, bird-dog commitment to excellence, and in some cases some good old fashion southern charm."
When Emily is off duty, she enjoys taking walks with her husband and their yellow lab Charlie, spending time on Lake Lanier, and eating take-out while streaming all their new favorite shows.


Diana Olaya

Mortgage Loan Processor


Meagan Baxter

Mortgage Loan Processor

Meagan’s role consists of getting all necessary documents needed to close files. She is a diligent member of our team and always does what is needed to get the job done. Meagan enjoys her job because she gets to connect with new people every day. After work you can find Meagan curled up with a book, going on runs, or spending time with the ones she loves.

 “I appreciate the fast-paced work environment at Home Lenders of Georgia, and love that everyone here works as a team to make our client's dreams come true.”

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Deborah Tolson

Mortgage Loan Processor

Deborah's work here at Home Lenders of Georgia is nothing short of magnificent. Her role consists of preparing closed files for audit and confirming that the correct documentation is retained per state guidelines. 
"I love that I am part of the team and that I am involved in helping people realize their dreams of owning a home."


Remi Bryant

 Office Assistant

Remi is a Loan Office Assistant here at Home Lenders of Georgia. From helping our processors with obtaining documents, to working with our marketing department – Remi does whatever is needed for the office to run smoothly. She is a driven, hardworking member of our team and is very passionate about the work she does.
"Working alongside such smart, successful people who want to see me do well is why I love going to work every day."


Perla Gomez

Marketing and Communications Specialist

Perla is a college graduate from Georgia State University. Creating content has always been her passion, whether it be digital graphics, pictures, or videos, she has always been drawn to creating something that others discover value in. At Home Lenders of Georgia, she has the freedom to use her creativity in order to bring Dawn and Davids visions to life.
"The ability to learn new skills and grow my expertise is why I love being a part of this team."

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Kewin Montes

Loan Officer Assistant

Kewin has worked with many companies over a 15-year span, that have all helped him grow both as a person and professionally. He has worked in banking, private banking, management, and now is a mortgage loan originator. Kewin has a strong drive to succeed in this industry, and it is where he has found his passion. 
"I want to help people achieve their dream of homeownership every day that I come to work, that is my ultimate goal."

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Michelle Londono

Loan Officer Assistant

Michelle works as a Loan Officer Assistant at our Alpharetta branch. Her role consists of communicating with leads on completing applications and providing documents, in order to get them to pre-approval. 

"Being able to help people reach their goals of owning a home and gaining stability and peace of mind in their lives is why I love what I do!"


Valeria De Santiago

Loan Officer Assistant

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